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A Dallas car accident claim turns on evidence, available insurance coverage, and deadlines that start running the day of the crash. The Texas Chongo Personal Injury Lawyers handle collision claims throughout Dallas and the surrounding metroplex, from rear-end wrecks in stop-and-go traffic to fatal highway collisions.
Our founding attorney is board-certified in personal injury trial law by the Texas Board of Legal Specialization and has tried more than 100 jury trials. If another driver caused your injuries, a Dallas car accident lawyer at our firm can review the crash report, identify all applicable policies, and explain your legal options. Call (972) 529-3476 for a free case evaluation.
Insurance carriers evaluate a claim differently when the file shows a firm that tries cases. Our founding attorney has built his practice on that record.
What we bring to a Dallas collision claim:
Our office is located at 220 O'Connor Ridge Blvd in Irving, just minutes from downtown Dallas. We accept car accident claims on a contingency-fee basis, meaning you pay no upfront retainers or out-of-pocket costs unless we secure financial compensation for you.
The duties that apply at the scene are statutory, not optional. When the other driver ignores them, that conduct becomes part of your claim.
En el interior Section 550.021 of the Texas Transportation Code, a driver in a collision involving injury or death must immediately stop at the scene or return to it. That driver must remain there until they meet the information and assistance duties.
Section 550.023 then sets out what the driver owes everyone else involved. Each driver must give a name and address, the vehicle registration number, and the name of the liability insurer. Drivers must also show a license on request and provide reasonable assistance to anyone injured, including arranging transport to a physician or hospital.
En el interior Section 550.026, a driver must give notice of the collision by the quickest available means when it results in injury, death, or damage that prevents a vehicle from being driven safely. Dallas police response creates the CR-3 crash report that insurers rely on.
That report is often the first document a carrier reads. Errors in it, including a mistaken fault notation, are worth correcting early rather than after an adjuster has built a position around them.
Nothing you do at the scene is more valuable than documentation. Take these steps when your injuries allow:
Texas is an at-fault state, so the negligent driver's liability coverage is the starting point. That coverage is often less than the medical bills it must cover.
En el interior Section 601.051 of the Texas Transportation Code, operating a motor vehicle without financial responsibility is illegal. Section 601.072 establishes the state minimum liability limits (30/60/25 coverage):
An emergency room visit, diagnostic imaging, and surgical intervention can easily exceed $30,000 before rehabilitation even begins. Identifying umbrella policies, commercial coverage, or additional third-party liability is critical to securing full recovery.
Your own policy may respond when the at-fault driver carries insufficient coverage. Under Sección 1952.101 del Código de Seguros de Texas, an insurer may not issue an automobile liability policy in Texas without providing uninsured or underinsured motorist coverage at least to the limits set by Chapter 601.
The exception applies: coverage does not apply if a named insured rejected it in writing. Because that rejection must be documented, we request the underwriting file rather than accept a carrier's verbal statement that no coverage exists.
Section 1952.152 applies the same structure to personal injury protection. An insurer may not issue an automobile liability policy without providing it, and coverage terminates only when a named insured rejects it in writing.
Personal injury protection pays regardless of fault, making it useful while a liability claim is still under investigation. Many Dallas drivers carry it without realizing it.
Rear-end collisions. Following too closely is the most common assumption, but a rear-end crash can involve brake failure, a chain reaction, or a sudden lane change. We review event data recorder information and roadway evidence rather than relying on assumptions alone.
Intersection and T-bone collisions. Right-of-way disputes dominate these claims, and the two drivers' accounts rarely match. Signal timing records, nearby business cameras, and independent witnesses often resolve disagreements left open by the crash report.
Head-on and wrong-way collisions. These crashes produce the most severe injuries and often involve impairment, fatigue, or a driver entering a highway against traffic. Toxicology results, phone records, and commercial driving logs can all become central evidence.
Rideshare and commercial vehicle collisions. More than one policy usually applies when a driver was working at the time. Determining which coverage was active at the moment of impact shapes the value of the entire claim.
Insurers assign a share of blame to the injured driver in nearly every disputed collision. Texas law allows that, within limits.
En el interior Sección 33.001 del Código de Prácticas Civiles y Medidas de Compensación de Texas, a person may not recover damages if their percentage of responsibility is greater than 50 percent. Below that line, recovery remains available, and Section 33.012 reduces the award by the percentage assigned.
An accusation of shared fault is not a finding. Crash reconstruction, scene photographs, and witness statements often move that percentage well before a jury ever sees the case.
Whether you were belted is now part of the analysis. In Nabors Well Services, Ltd. v. Romero, the Supreme Court of Texas held that relevant evidence of the use or nonuse of seat belts, and of a plaintiff's pre-occurrence injury-causing conduct generally, is admissible for apportioning responsibility.
The practical effect is narrow but real. A defense expert must still connect the nonuse to the specific injuries claimed, which is a much harder showing than simply telling a jury the belt was unbuckled.
Dallas County recorded 305 fatal crashes and 331 deaths in 2024, along with 1,648 suspected serious injuries across 46,257 total crashes, according to TxDOT crash records. Behind each of those entries is a family facing an insurance process nobody prepared them for.
En el interior Sección 71.004 del Código de Prácticas y Medidas Civiles de Texas, a wrongful death action may be brought exclusively for the benefit of the surviving spouse, children, and parents of the deceased. If none of these eligible individuals file suit within three calendar months of the death, the executor or administrator of the estate must file on their behalf unless all primary beneficiaries request otherwise.
Generally two years. Sección 16.003 requires suit for personal injury not later than two years after the day the cause of action accrues.
For a claim involving death, that cause of action accrues on the date the injured person died. Claims against a governmental unit are subject to shorter notice rules.
Your uninsured motorist coverage may respond. Texas insurers must provide that coverage unless a named insured rejected it in writing, so the first step is confirming what your policy actually contains rather than assuming you are uncovered.
No. An adjuster for the other driver is gathering information for a company adverse to your interests, and early statements about pain levels or fault are difficult to walk back later. We handle that communication for our clients.
Yes, as long as your share of responsibility is not greater than 50 percent. Your award is then reduced by the percentage assigned to you, which is why an early fault percentage floated by an adjuster deserves scrutiny rather than acceptance.
Evidence of seat belt nonuse is admissible in Texas for apportioning responsibility. It does not bar your claim, and the defense still has to prove that not wearing the belt actually caused or worsened the specific injuries you are claiming.
We handle these claims on a contingency fee basis, so you pay attorney fees only if we recover money under the signed agreement. Case evaluations are free, and we explain the exact percentage and cost terms in writing before you hire us.
Coverage information, vehicle data, and camera footage all expire. Acting early protects the evidence that decides what a claim is worth.
The Texas Chongo Personal Injury Lawyers investigate Dallas car accident claims from our Irving office, and attorney David Sanchez is board-certified in personal injury trial law by the Texas Board of Legal Specialization. Tell us where the crash happened, who else was involved, and what treatment you have had so far.
Case evaluations are free, and we handle collision claims on a contingency fee basis in English and Spanish. Call (972) 529-3476 to speak with a Dallas car accident lawyer about your options under Texas law.
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