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Car accidents are terrifying and stressful. Within seconds, you may be overwhelmed by questions and thoughts about what happened, if the passengers are okay, what damage was done to your vehicle, who was to blame and more.
For this reason, it is important to know what to do immediately after an accident to ensure that everyone involved is safe and that appropriate measures are taken to file a compensation claim.
Steps to Follow After a Car Accident
Step 1: Stop the Immediate Automobile and Get Help for Wounded
First, check if anyone involved in the accident has been injured. Call 911 if you need urgent medical attention.
Step 2: Secure Form Move The Involved Autos Off the Road
If no one is injured, head to a safe place and park cars off the road for safety. Turn on the emergency lights to warn other drivers. If it’s dark, look for a flashlight to help you see better.
Step 3: Exchange Information with the Other Driver
You should get as much information as possible, in case you need it later. Record the date and time of the accident, collect information from witnesses and obtain the data of the other driver, including:
Step 4: Contact the Police to Present an Official Report
You must call the police and submit an official report, even if there is no serious injury or damage to the vehicles. You will need this report if you decide to file a insurance compensation claim. When I talk to the police, just quote the facts without taking details. Do not admit guilt or blame the other parties involved, as police reports are only used to capture facts.
Step 5: Get in Contact with your Insurance Company
Call your insurance company and inform me that you’ve been involved in a car accident. Bring them the name of the other driver and the insurance information. Answer your insurer’s questions honestly. Don’t try to fool them into what happened because it could weaken their claim. You will need your insurance company to defend you if the other driver files a claim against him.
What kind of damage can I claim for My Injuries?
Here are the different types of damage that can be recovered from car accidents:
Body Injuries or Medical Expenses
Personal injury and medical expenses are a key component of the financial damage from car accidents. These include any costs resulting from the accident and the estimated costs of future medical care and treatment:
If the accident results in damage to your personal property, you may be able to file a replacement or repair claim. Usually the most affected property is the car itself. But other property claims can include shoes, clothing, jewelry and other items.
Pain and suffering
The pain and suffering experienced by the victim of a car accident is part of the non-economic intangible damage. The law considers pain and suffering due to the accident, along with injuries.
Loss of Consortium
If the accident causes a disability that prevents you from enjoying the normal affection of a marital relationship, you may be eligible for a consortium loss claim. However, compensation can only be obtained if the victim succeeds in his personal injury claim, as the value of the consortium’s loss depends on it.
Determination of Guilt and Liability for Accident
Because Texas is a guilty state, it must be determined who was to blame in its accident before an insurance claim can be made.
How does Responsibility Determine in Texas?
The person who pays for the damage in Texas is the one who caused the accident. This is due to the fault-based car insurance system in Texas. Under this system, the person guilty of causing the collision will be responsible for subsequent damage.
Who’s got the Guilt in a Clash?
The blame for a car crash usually lies with the driver who violated a rule or breached a duty of care to other drivers. Failure to comply with the rules often causes preventable car accidents in Texas.
Common examples include breaking the speed limit, texting and driving, driving in a drunk state, making unsafe lane changes, making illegal turns, racing or reckless driving and falling asleep at the wheel. If a driver is guilty of any of these negligent acts, he will be found guilty of the car crash.
Claims for Auto Accidents and Loss Recovery in Texas
To resolve a car accident claim in Texas, it’s best to hire a lawyer and follow the matter legally. To succeed in the negotiations, you will need legal representation to provide the right and most appropriate details to the insurance company. The claim must be filed before the expiry of the mandatory two-year statute of limitations for personal injury claims in Texas.
Your car accident lawyer will contact the other driver’s insurance company and work to ensure the highest possible compensation.
At David Sanchez’s Legal Offices, our automotive accident lawyers can help with his claim. Contact us for a free consultation today
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